How Long Can You Finance an ATV? Your Guide to Making the Purchase of an ATV Easier

Cost is always a consideration when purchasing an ATV. Although ATVs and side by sides come in a variety of price ranges, the expense of owning powersports equipment can sometimes feel just a bit out of reach. However, you’ll want to keep in mind that financing an ATV or UTV can be a great way to keep your costs manageable. When you are looking for an ATV for farming or a side by side for hunting, we can help you take advantage of financing options that make sense for your lifestyle and budget.

At DeWildt Marine & Powersports, our family-owned business has more than 20 years of experience, and we are committed to helping you find an ATV or SxS for sale that perfectly suits your budget. In this post, we cover the basics of ATV and side by side financing to help you feel more confident about your purchase. Contact a member of our team today and let us help you find a Yamaha or Honda ATV for sale with financing options that work for you.

How Long Can You Finance an ATV?

Whether you are looking to add an ATV for kids to your family powersports lineup or need a 4 seater side by side for work-related tasks, financing can be a great option. Much like financing a truck or car, the terms of an ATV loan can vary. In most cases, you can expect your ATV financing term to be as short as 12 months to as long as seven years. Knowing how long of a term you should accept will depend on your unique financial circumstances, though in most cases, you can expect lower monthly payments with longer terms.

What is the Interest Rate for Financing an ATV?

There are many factors that can impact the financing rate you will qualify for when looking to purchase an ATV. Financing rates for ATVs and side by sides will generally be similar to rates for financing a vehicle. Those with the best credit scores will generally be able to qualify for the best interest rates. Though don’t worry. Buyers who are still building their credit are often still able to qualify for financing with powersports loans for bad credit.

To get an idea of what you may qualify for, apply for ATV financing online or connect with a member of our sales team.

Where Can I Finance an ATV or Side by Side?

Once you’ve found the ATV or SxS of your dreams, we can make the purchase process easier. We make financing easier by bringing you access to top lenders. Let us answer your questions about powersports equipment financing. We look forward to helping you find an ATV or side by side that perfectly suits your budget and lifestyle.

For more tips on choosing the right powersports equipment for you, see our post, What’s The Difference Between an ATV and a UTV? Your Guide to Choosing the Best Powersport Equipment for Your Lifestyle.